Monica Sah is a partner in the Financial Regulation Group at Clifford Chance, based in London. Monica specialises in financial markets and FinTech law and regulation. Previously, she was a Managing Director at Morgan Stanley and Head of Legal for International Wealth Management. Monica advises global financial institutions (asset managers and sell side), disruptor blockchain providers and crypto services providers and issuers on a full range of legal and regulatory issues, including: regulatory reform and implementation (e.g. ALMD5, SRD2, MiFID2/R), financial product structuring, custody issues, expanding and maintaining a multi-product and jurisdictional platform, initial margin product development, governance and financial institution and FinTech M&A. She is a leading advisor on Brexit structuring issues for both asset managers, banks and dealers and was a key regulatory advisor for the launch of VOICE, a social media platform. Monica is recognised as one of the leading female lawyers in the world in IFLR1000 Women Leaders 2022. She is also recognised in Who’s Who Legal 2022 as a Thought Leader in the Global Banking Regulation Review.